Import without a bank link

Plaid covers most US banks, but not every country or institution. If you can’t link your bank directly, you can still get your transactions into Pennyweight — just have your AI read a statement and add them for you.

How it works

Your AI assistant already reads PDFs and spreadsheets. So the import is a conversation, not an upload form:

• First, connect Pennyweight to your AI.
• In Settings → Accounts, add a manual account for the bank or card you’re importing (so the transactions have somewhere to live), or just ask your AI to create one.
• Share your statement in the chat — a PDF or CSV — and say something like: “Read this statement and add the transactions to my [account name] in Pennyweight.”
• Your AI reads the file, pulls out each transaction, and adds them to your ledger. It checks for duplicates against what’s already there, so re-importing an overlapping month won’t double up.
• You’ll see a summary before anything is saved — how many new transactions, how many look like duplicates — and confirm.

Why it works this way

Your AI does the reading; Pennyweight does the safekeeping. Because the assistant extracts the transactions itself, there’s no file to upload to us and no third-party parser in the middle — the data goes straight from your conversation into your encrypted ledger, with duplicate-checking handled on our side.

Tips

• A clear PDF or a CSV export works best. A blurry photo of a statement is harder for the AI to read accurately.
• Importing several months? Do them one statement at a time and confirm each — it keeps the duplicate-checking clean.
• On ChatGPT, upload the file on web or desktop (the mobile app can’t pass files to connectors yet).