Import without a bank link
Plaid covers most US banks, but not every country or institution. If you can’t link your bank directly, you can still get your transactions into Pennyweight — just have your AI read a statement and add them for you.
How it works
Your AI assistant already reads PDFs and spreadsheets. So the import is a conversation, not an upload form:
- First, connect Pennyweight to your AI.
- In Settings → Accounts, add a manual account for the bank or card you’re importing (so the transactions have somewhere to live), or just ask your AI to create one.
- Share your statement in the chat — a PDF or CSV — and say something like: “Read this statement and add the transactions to my [account name] in Pennyweight.”
- Your AI reads the file, pulls out each transaction, and adds them to your ledger. It checks for duplicates against what’s already there, so re-importing an overlapping month won’t double up.
- You’ll see a summary before anything is saved — how many new transactions, how many look like duplicates — and confirm.
Why it works this way
Your AI does the reading; Pennyweight does the safekeeping. Because the assistant extracts the transactions itself, there’s no file to upload to us and no third-party parser in the middle — the data goes straight from your conversation into your encrypted ledger, with duplicate-checking handled on our side.
Tips
- A clear PDF or a CSV export works best. A blurry photo of a statement is harder for the AI to read accurately.
- Importing several months? Do them one statement at a time and confirm each — it keeps the duplicate-checking clean.
- On ChatGPT, upload the file on web or desktop (the mobile app can’t pass files to connectors yet).